Money Back Guarantee


In plain and simple language, we offer a 100% money back guarantee if we cannot provide you with the services for which you paid.  If we do our part, and you do your part, we guarantee that our programs will work for you.  Listed below are the guarantees that we provide for each of our services.

Business Credit Builder Program

Credico, LLC guarantees that: (1) we will register your company with the three biggest business credit bureaus in the nation, i.e. Dun & Bradstreet, Business Equifax, and Business Experian; (2) your newly established credit lines will have a total of four levels of credit.  These will include four Net-30 Accounts, four High-End Revolving Accounts, four Mid-Range Revolving Accounts; and four Low-End Revolving Accounts; (3) the top tier creditors will include Mastercard, VISA, American Express, and Discover; (4) you will have approximately $100,000 in established business credit after completing our program; (5) you will complete the program within approximately 12 months; (6) you will have at least an 80 PAYDEX business credit score with Dun & Bradstreet after you complete our program; and (7) you will have an “A” credit rating after program completion (An “A” credit rating is defined by Dun & Bradstreet as a minimum of 80 credit score).

We can’t do this all on our own.  You are going to have to do some of the work, too.  Here’s what you need to do in order to make our guarantee valid: (1) You cannot use PO Boxes, virtual addresses, or UPS drop boxes as your business address; (2) Only one business can be operating out of each address you send to us; (3) Your business phone has to be registered to your business name – not your personal name; (4) You have to have a valid voicemail set up on your business phone.  Creditors do check for this after hours; (5) You can’t already have negative business credit marks; (6) You cannot, under any circumstances, be late on a payment on any of your company’s accounts.  This includes payments to Credico, LLC; (7) Your company needs to be filed as either an LLC or incorporated business.  There are no exceptions to this rule; (8) With every business account established, you’re going to have to make at least one single $50.00 purchase within 3 to 5 business days of the account opening.  This will establish a payment history and credit use history, and it will also allow you to stick to our timeline.  You also have to keep balances within normal and reasonable limits.  Managing your accounts well is crucial to program success; (9) You must make at least three minimum payments on each of the credit accounts that we open.  You will need to make at least three minimum payments on the Net-30 Accounts before you can start on the Low-End Accounts.  You also will need to make three payments on the Low-End Accounts before you can start on the Mid-Range Accounts.  Lastly, you need to make three payments to the Mid-Range Accounts before you can start on the High-End Accounts.  After you make three payments to the High-End accounts, you can apply for business funding; (10) You must return our phone calls and emails within 7 business days.  If you cannot or do not abide by our program’s guidelines, our 100% money back guarantee is null and void.

Contact Us

We are more than happy to answer any questions that you may have regarding our Money Back Guarantee.  If you have any questions, comments, or concerns, please email us to

Last Revised: March 11, 2016